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On top of that, clients for this kind of strategy can have serious lawful or criminal histories. It's crucial to note that different carriers supply a range of problem ages on their guaranteed issue plans as reduced as age 40 or as high as age 80 - funeral expense policy. Some will likewise offer higher stated value, as much as $40,000, and others will enable for much better survivor benefit conditions by improving the rate of interest with the return of costs or decreasing the variety of years up until a full fatality benefit is readily available